Guardrails, Not Guesstimates: A Smarter Way to Manage Your Retirement Income

You’ve got spreadsheets. And simulations. Maybe even a whiteboard. But when markets drop, you still face the same question: Do we cut spending? By how much?

Most retirement plans don’t answer that. They dodge it with percentages and probabilities.

This post introduces a better way: guardrails—a clear, flexible system that tells you exactly when (and how) to adjust spending, so you can stop guessing and start leading with confidence.